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It’s fun, but it doesn’t become ‘real’ until you’ve met in person and found out if there’s a spark between you. A number of factors will affect how long you wait and each situation will be unique, Some people like to meet matches as soon as possible, especially if they’re local.This can be done very safely if you choose a daytime meeting in a busy local cafe and arrange to have a quick coffee together to decide if you’d like to get to know each other better.

And while everyone is at risk, seniors can be a major target.

It seems that you only need to pick up the newspaper or watch the news to hear about the latest financial scam and it’s something that has become an unwelcome part of modern life.

This is perfectly understandable, and you shouldn’t meet anyone if you’re unsure or uncomfortable about it.

The same safety rules apply to a coffee date as any other date; check in with a friend before and after and make sure you have enough money to get home.

It's more complicated than ever to manage your romantic life. Our new book tackles exactly that question - and here, in an exclusive extract, we show you how to handle texts, emails, Facebook and online dating...

The same rule applies to texting and all other social media.

People can easily do a reverse look-up on a phone number and see where you live.

Whether their purpose is dangerous or just desperate, you want to steer clear of both of these.

I would suggest no less than a month of chatting online before calling them – but this should only happen when you feel totally comfortable doing so.

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