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They'd sought advice from a financial planner, started aggressively paying off their four credit cards, and built up a small savings account.But after more than a year of careful spending, Glover's resolve wavered.I've gone so cashless that my "wallet" doesn't have room for bills.

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Phone calls to the customer service centers revealed that none was ideal.

Withdrawing cash with my Delta-branded platinum American Express card or my U. Bank Flex Perks Travel Rewards Visa Signature card would cost me.

According to the Federal Reserve Bank, Americans have racked up $1.3 trillion of student loan debt, more than double the amount of debt carried by Americans just eight years ago.

That debt is growing at a rate of $3055.19 per second. We are putting off owning homes, buying cars, and making babies in record numbers, and queer and trans folks are dealing with this in addition to issues like workplace discrimination, barriers to creating and being respected as families and parents, and overall higher rates of economic insecurity. Additionally, very few of us these days have an actual emergency fund.

Gallup found in a July 2016 survey that only 21 percent of young Americans (ages 23 to 34) make almost all of their purchases in cash.

The survey also found that 62 percent of Americans expect the United States to become a cashless society in their lifetime.

Especially when I spend most of my time in New York City, where I can pay for pretty much anything with a card, no minimums required.

I'm not the only one who feels like cash is a thing of the past.

It was right before the holidays; she had plans to visit friends and family across the country, and she needed something to wear.

Since she'd had a baby earlier that year, some of her old clothes no longer fit; plus, she felt like she never did anything for herself anymore.

The 36-year-old nonprofit corporate sponsorship manager felt triumphant: "Like, I'm going to look so cute, and I deserve it," she says.

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